4 Reasons You Should Care About Your Credit Score

Central Pacific Bank has partnered with whatsmyscore.org

quicktime
1 MB

windows media
940 KB

Entertainment Center

Take care of your credit and debt now, and you can take advantage of it in the future. If you use your credit responsibly now by paying your bills on time, keeping your debt levels low, and not owning more cards than you need, you’ll be able to get approved for that 0% financing that’s always sounded so good for that stereo that sounds even better. learn more

What's the difference between a credit report and a credit score?

A credit report contains all of the information related to your finances, such as payment history and amounts owed, and a credit score is the numerical value calculated from this information that is used by creditors... read: "What's the difference between a credit report and a credit score?"

Identity Theft

Identity theft is one of the fastest growing crimes, and happens when personal information—such as your name, credit card number, social security number or drivers license number—is stolen and used to assume your identity. read: "Identity Theft"

4 Reasons You Should Care About Your Credit Score

Your credit score may affect more than you think. Credit scores determine:

1. whether you’ll be approved for credit cards, car loans, and student loans;
2. what interest rate you’ll get on these loans;
3. the cost of your car insurance;
4. whether you get that apartment you've been hoping for.

Remember, a poor score costs you more.